Sample Budget Work Sheet

Here is a sample worksheet that you can start with. It’s just a guide- you will need to create one that is tailored to your situation. My Budget – Jan/07 Monthly Income – Job # 1: – Job # 2: – Child Support Income: Total Monthly Income: —— Fixed Monthly Expenses -Mortgage: -Gas: -Electricity: -Water: […]

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Budgeting Basics – Your Best Weapon

People have many different opinions of what a budget is. Some people think it’s just a vague idea of how much money you make and what your bills are. Others think it’s a strict set of rules that make your life inflexible and miserable. Both of these are wrong. A budget is just an on-paper […]

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Building A Successful Career

Building wealth starts with your primary source of money: your employment income. Obviously some jobs pay more than others, but your future career is mostly under your control and doesn’t always depend on an expensive education or having the perfect connections. Anyone can progress from job to job until they reach a career that they […]

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Understanding Inflation

Many people forget a very important factor when planning their retirement goals and choosing their investments. Inflation is robbing you right now. Be afraid! Well, actually, this article will remove the mystery surrounding inflation and so you don’t have to be afraid any longer! What is inflation? It is the steady drop in the purchasing […]

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Start Saving to Build Wealth

Saving just means setting money aside and not touching it so that in the future you can use it to pay for something you really want. It is the act of gathering up your money and making it grow. It is the beginning of the path to building wealth. It requires two necessary ingredients: having […]

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Start With The Basics

Let’s get started thinking about money. We know where it comes from- work. Of course you could consider the rare instances of gifts, inheritance, or even lottery winnings- but this isn’t what we are talking about here. We get money when we do work that has value. The harder the work or more skills the […]

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Mature Design Theory in Web Development

Traditional PC software development has had the benefit of several decades of experimentation, research, and improvement. There is a wealth of literature on how to develop applications based on time-tested principals and methodologies. However, web development is often seen as the immature kid brother of application devepment and hasn’t been given as much quality attention.

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Why The Internet Will Change Our World

Ok, you might say that it already has, which is true. But we haven’t even begun to get so much as a taste of what’s to come. Why will the future change things and why is the Internet so great (besides the obvious)? Well, I’m going to talk about that a little bit.

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Password Security and Storage

There are many conflicting theories about what to do with passwords. How secure is secure enough? What should your PHP script do with them? Is this just paranoia? This article will provide some general information on dealing with passwords, and some techniques you can use in your PHP scripts.

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